This document regulates the Terms of Use and the corresponding terminology connected with the Services you receive (the Client). By Services, we mean the access to the services provided on the website https://changer.club/, the technology, platform, and mobile applications supported by our Service – Changer Club ("We", "Service" or "Us").
1.1. These Terms are an agreement between the Service and the Client. They take effect when you enter the website and request to receive the Services. The Client should tick the box to agree to our Terms. This action confirms that the Client is fully aware of all the website's rules and conditions and ready to accept them.
1.2. The Service can regularly update the Terms, and the Client should agree to them.
If you don't get familiar with the Terms, you won't receive the Services.
1.3. The Service is entitled to update and change the Terms regularly. We will post an appropriate notification on the website homepage if anything is changed. Please note that the date of the last update will be at the top of the Terms document. The updated Terms take effect once the document is posted on the website.
1.4. By accepting these Terms of Use, the User agrees with all the policies presented on the Service website, including the Work schedule, Limits and Restrictions.
1.5. If you don't accept these Terms, don't sign up and use the website https://changer.club/ and our Services.
2.1. These Terms contain the following terminology:
“Account and its data” – login, password, e-mail and other data that are provided during the registration process and needed to enter and use the System;
“Services” – services provided by the Changer Club to the Client regarding the personal account registration, the exchange process, log in to the website https://changer.club/, the use of technological developments, applications, including mobile ones, informing via electronic messages, technical support;
“Instrument” – all electronic currencies used to complete the transaction;
“Cryptoasset” – a digital currency shared between all its holders if there is more than one issuer;
“Rate” – it’s how much the Client receives after the exchange transaction;
“Personal account” – some protected pages of the System that the User forms when registering;
“Privacy policy (KYC)” – the set of rules that regulates collection, transfer, safety and security of confidential information received from Clients. KYC is an integral part of the Terms posted on the website;
“Anti-Money Laundering (AML) Policy” – a program aimed to counter fraud and terrorism. It is a must-have component of the Terms, and the Client must agree to it.
“User” – an adult and capable person who uses the Site and the Services and agrees to the Terms;
“Site” – general data: articles, images, designs, photographs, videos, other intellectual property and programs that can be found by the address https://changer.club/;
“Service” – website https://changer.club/, technology, platform and mobile applications;
“System” – software and hardware used to process transactions;
“Agreement” – Terms of Use;
“Parties” – the User and the Service;
“Tariffs” – commissions for both primary and additional Services offered on the site https://changer.club/.
"Service contacts" – e-mail address: [email protected] .
2.2 The headings of the sections in this Agreement are used for more comfortable reading and don’t have any legal connotations.
3.1. To use all the functionality of our Service, the Client should sign up and create an account Changer Club.
3.2. You should create your password required for registration in the System. You can change it at any time. You are responsible for the security of the password and other sensitive data. You should prevent unauthorized access to personal details. You should do whatever it takes to save your password and data, thereby avoiding the possibility of their transfer to third parties.
If you lose or compromise your password, you must immediately notify technical support Changer Club. Up to that moment, you are responsible for everything that happened to your personal account.
3.3. You are prohibited from creating several accounts. The Service considers these actions to be a violation of the Agreement. The Client can use only one account.
3.4. It is your responsibility to implement the AML / KYC procedure used by our internal policy. That's when the _ name of the service _ has the right to demand additional information and documents to identify the Client's identity and the financial resource. The Service can turn to external providers to implement the AML / KYC checks.
4.1. The Client can exchange one cryptocurrency and / or fiat currency for another.
4.2. According to the Terms of Use, “Exchange” is the replacement of one cryptoasset with another and / or the replacement of fiat currency with a cryptoasset, according to the rules established by the parties, carried out through a Third-Party Service in the blockchain. When exchanging currency, the User acknowledges and agrees to pay additional commissions.
4.3. “Cryptoassets” are transferred exclusively by using blockchain technology, including digital coins and tokens, and other types of digital media of exchange, without any valuable securities.
4.4.The Service doesn’t have any custody services, which means that Clients can’t store cryptoassets on balances and deposits. The Exchange can be postponed if the AML / KYC procedure is carried out.
4.5. The Client should keep the Service free from obligations concerning any direct, indirect and other loss or damage of various types, which also includes misuse of the Services, loss of income or information; unlawful activity including negligence; as well as damage caused by interaction with the Service, for example, incorrect use of the address, which led to failed transactions, etc.
4.6. The Client understands and accepts any possible delays. The Client should protect and keep the Service free from any problems, claims and losses – direct, indirect, factual, which include loss of income, crime, negligence, delay in Exchange, regardless of the source of the problem.
5.1. The Client should initiate the exchange. They should choose a currency pair, enter the amount to be exchanged, provide all the necessary information and press the "Continue" button. When all those steps are completed, the request is generated. After finishing this procedure, the Client should click the "Pay" button to proceed to the payment.
5.2. When conducting an exchange, the Client pays the commission regulated by the Service.
5.3. When conducting any operations with bank cards, an additional bank commission is charged. We inform you that our Service doesn’t control commissions and any other additional payments made by payment systems, payment aggregators and payment processing companies. The Service isn’t responsible for all the commissions listed above.
5.4. The exchange is carried out according to the fixed exchange rate. The Client's rate is temporarily "frozen" for the period specified in the Personal Account request. That rate can't be changed even if there are some changes on the market. The Service doesn’t guarantee to conduct the transaction at the fixed rate if:
5.4.1. The Client sends the cryptocurrency after the time specified in the request after clicking the "Confirm and make payment" button.
5.4.2. The Client sends cryptocurrency, which is different from the one displayed on the Site. The Client doesn’t take into account the network commission and additional costs needed to transfer money.
5.5. The technical support department can help with any technical problems caused by Service misuse, incorrect data entry and other mishaps. When technical issues are solved, the Client will receive their crypto assets. However, all relevant fees will be charged.
5.6. To implement the third and fourth clauses of these Terms, the Service can apply the AML / KYC procedure to Clients, addresses and cryptocurrency transactions.
6.1.Before using our Services, Clients declare, guarantee, undertake obligations and agrees that:
6.1.1. They use our Service the way they wish and take all possible risks.
6.1.2. They are fully responsible for any possible tax payments.
6.1.3. They aren’t citizens or residents of the following states: Iran, Cuba, Sudan, North Korea, Syria, Bolivia, Bangladesh or any other countries subject to UN Security Council Sanctions. They also can’t be residents of the United States, Japan and other “places with limited access” where cryptocurrency transactions are prohibited.
The Service doesn’t work in those regions. The Service can refuse to provide services to certain countries.
6.1.4. According to the jurisdiction, the Client must be at least 16 years old or reach the full legal age by the legislation of their state.
6.1.5. The Client agrees to pay the commission for exchange operations carried out through the Services Changer Club
6.1.6. The Client agrees to the risks associated with access to the Internet: technical failures, problems with software and connection, the Blockchain protocol, as well as other malfunctions and unforeseen actions and protocol attacks.
6.1.7. The Client confirms that they are the owner of the cryptocurrency. Funds mustn't be for sale or arrested.
6.1.8. The Client must provide correct information such as the e-wallet address to conduct the exchange. Users shouldn’t have anything to do with scams, terrorism, or other illegal actions.
6.2. The Client guarantees that they won’t violate the law, the Agreement, other people's rights and will not use the Services for illegal purposes.
The Client is the one who is fully responsible for their actions or inactivity when using the Services. The Client confirms that they won’t:
6.2.1. Use our Services if it is prohibited in their country in terms of legislation.
6.2.2. Use the Services for fraudulent purposes, for deception or any other illegal actions.
6.2.3. To conduct an exchange or try to pay by using the Services if finances were obtained through illegal games, scams, money laundering, terrorism and other crimes. You are allowed to conduct transactions exclusively with legal cryptocurrencies.
6.2.4. Provide false or misleading information about yourself.
6.2.5. Change, decompile, redesign or remove our software by any means.
6.2.6. Use various robots, scanners, spiders, tracking programs, other automated tools or other people's interfaces to access the Site or illegally obtain data.
6.2.7. Bypass any filtering options used by the Service to access the Services in an unauthorised way.
6.2.8. Create any third-party programs that interact with the Services without our written permission.
6.2.9. Motivate third parties to take actions prohibited by the clause 6.2.
6.3. The User protects and keeps the Service free from liability for any claims or losses. The latter can be direct, secondary, indirect, factual, including the impossibility of application, loss of income, assets, data, regardless of claims under the Agreement and offences, including negligence. Such problems may arise due to the invalidity or violation of any provision of the Section or all of the Terms.
7.1. Our Service isn't an investment advisor and doesn’t clarify legal aspects of exchange transactions.
The Client agrees that they are solely responsible for their decisions and actions in terms of our platform, and we don’t conduct personal consultations about the cryptocurrencies exchange.
Before exchanging crypto assets, the Client should understand that such operations are suitable for them. The User must take into account their current circumstances and the amount of money and independently make an informed decision about whether to use the Services or not.
7.2. We draw your attention to the fact that cryptocurrencies are very volatile because they are in the early stages of development.
Crypto assets aren't protected or controlled by the state. That means that the Client can’t expect any guarantees or security measures from the managed financial services.
7.3. The Client can lose their funds when exchanging cryptocurrencies. They should understand this possibility and take full responsibility for the consequences of the exchange procedure.
8.1. All intellectual property, including copyrights, trademarks, patents, trade names, program codes, logos, layouts, trade secrets, buttons, colours and graphic symbols, are protected by international law and intellectual property agreements.
8.2 The Service grants the Client a limited, non-exclusive license to access and use our IP-address. But the User should solely use it for their purposes, and they can't transfer the access rights to anyone.
8.3. The Client is prohibited to edit, copy, distribute or sell any copyright objects: articles, images, video and audio recordings, program codes, design solutions and logos from our Site.
8.4. The license issued by this Section automatically expires if the Client stops using the Services.
8.5. If the Client posts feedback, suggestions, ideas, any other information or content, they automatically grant Us a license to use that content. It becomes the public domain for as long as it is on the Site, and it can be used for marketing or any other purposes.
9.1. The Client agrees to receive emails from Changer Club. We send letters to provide information about the account or the Services.
According to these Terms, "Messaging" means all mailing campaigns, contracts, documents, receipts and notifications periodically sent to the Client.
You can refuse to receive emails. To do that, you need to notify the technical support department that you don't agree to get our letters and messages anymore. However, in this case, you won't have the right to refer to the lack of information. The Service can even deny access to the Services.
10.1. Except for those situations where the Service declares in writing that the Services are provided "In the current state" and "On condition of availability", We aren’t responsible for anything.
You aren’t entitled to claim any guarantees, for example, commercial value, fit for purpose, or breach of the Services, content and materials contained therein.
10.2. Except for the circumstances provided by law, the Service, its managers, officials, employees, agents aren’t responsible for direct, indirect, special and any other losses, including the lack of application, loss of income, information, claims under the Agreement, acts of offences, including negligence. The same applies to losses caused by the use of information obtained due to errors, deficiencies, interruptions, defects, delays in operation, deletion of files or email addresses, force majeure, communication failures, theft, destruction, and illegal access records programs, Services of the Service.
10.3. The obligatory, maximum allowed by the current law's liability of the Service, all its managers and participants, specified in the contract, guarantee, act of offence arising from the use of the Services or the impossibility of this, or relating to these Terms, may not be more commissions paid by you to the Service for three months. The term is considered before the filing of claims, based on which liability arises.
10.4.Changer Club does its best to protect its Clients from cryptocurrency scams and fraud. Сrypto assets can be used for the purpose of illegal seizure of someone else's property, which is criminal activity by legal regulations. We interact with law enforcement agencies and other competent authorities that identify and disclose illegal crypto assets.
The Service can prohibit and terminate various exchanges at the Services with the cryptocurrencies without warning and publishing the reasons for such a decision as soon as we spot any illegal activity.
The Client should protect and keep Us free from liability should anything happen: claims, losses that may be direct, indirect, arising from special or other damages, for example, loss of use, income, information. The same applies to claims under the Agreement, acts of offences, including negligence, and other losses that have arisen due to the prohibition or suspension of exchange operations on the Site with any crypto assets.
11.1. Our Service does whatever it takes to integrate and exchange those digital coins, tokens and other exchange media that aren’t related to securities classified by the SEC and other competent national structures.
11.2. Responsibility for the fact that a cryptocurrency isn’t security rests with its owner. If we want, we can prohibit and stop any exchanges and other transactions with digital tokens or coins, provided there is a risk or the assumption that they may be related to securities.
11.3.Changer Club put the premium on determining whether a crypto asset is classified as a security. However, we want to exclude all possible doubts, so you should pay attention to the fact that all data from the relevant paragraph can’t be interpreted as a guarantee, as well as investment, financial, legal or other recommendation that any crypto asset of our Services isn't a security.
12.1. The Service can cancel all the Terms and Conditions set out in this document and delete the Client's account, restrict access to the account until the completion of the application and fulfilment of all obligations under the application, as well as registration, including password and login in several situations:
● If, for any reasons, the Service stops providing the Services and notifies the Clients by email about it at least 3 days in advance.
● If the Client has violated any of the described Terms, their account will be deleted immediately and without warning.
● If we think that the Services must be terminated.
12.2. Changer Club suspends or ultimately terminates the activity of the Client's account or stops providing the Service, the processing of any transactions with cryptocurrencies at any time, if we find out that the User has access to the Services from the region when cryptocurrency is prohibited, or they are a resident of that state, by from clause 6.1.3. of these Terms.
12.3. Changer Club suspends or ultimately terminates the activity of the Client's account or stops providing the Service, the processing of any transactions with cryptocurrencies at any time if the Client violates the anti-money laundering (AML) policy.
12.4. If the Service has sufficient grounds to believe that the Client may harm the Service, the Services can be terminated without prior notice.
12.5. The Service doesn't have to disclose the reason for deleting or limiting the Client's account if the Service has reasonable grounds to believe that the Client has performed illegal actions.
13.1. The Client and the Service agree to resolve any disputes related to these Terms and Services, except for disputes where each party seeks fairness and assistance in resolving problems regarding the alleged illegal use of copyrights, trademarks, names, logos, patents and trade secrets.
13.2. The Client and the Service agree to notify each other in writing within 30 days after the dispute arises. You can send Changer Club the corresponding data by email address. [email protected]
13.3. All disputes and disagreements, variations in the interpretation of the Terms, claims related to the presence, interpretation, performance, violation, and termination of non-contractual obligations are investigated according to the decision of the London International Arbitration Court.
13.4. This arbitration clause is governed by the laws.
13.5. London is the place of the court hearings.
13.6. 1 arbitrator must investigate the case, and the proceedings must be conducted exclusively in English.
13.7. In addition to the group risk procedures and remedies described below, the arbitrator can use any remedies that would otherwise be available to the court. Each dispute between the two parties is governed by these Terms, without any conflict of law principles governing the jurisdiction of another jurisdiction.
13.8. The dispute can be reviewed both in court and in arbitration.
14.1. These Terms are the entire Agreement that replaces all previous agreements between the parties in terms of the Services.
14.2. In case of any inconsistencies between these Terms and any other agreements between the Client and the Service, the terms of this Agreement take precedence only in the case of special definition and declaration of redefinition by another agreement.
14.3. If anything from these Terms is invalid or impossible to comply with, this in no way affects the enforceability and validity of the remaining Terms.
14.4. The Client can't assign or transfer their rights and obligations defined in these Terms and Conditions without prior written permission from Changer Club, even if it has a legal basis.
The Service can assign or transfer any of its rights, by these Terms, in whole or in part, without the Client's approval.
Fast and convenient cryptocurrency exchange service.
